Medicare Annual Enrollment is here · Review your plan before Dec 7

• MEDICARE & HEALTH INSURANCE · GROSSE POINTE, MI

Health coverage
made simple,
shopped for you.

Independent agent helping Metro Detroit families navigate Medicare, Marketplace, and off-exchange health plans. We shop the market so you don't have to.

10+

HEALTH PLAN CARRIERS

Health Plan Carriers

Years Of Experience

Happy Clients

• WHAT WE COVER

Medicare, Marketplace, and beyond.

Whether you're turning 65, between jobs, or self-employed, we help you find the right health plan from carriers across Michigan.

Medicare

Advantage · Supplement · Part D

Turning 65 or already enrolled? We help you compare Medicare Advantage plans, Supplement (Medigap) policies, and Part D prescription drug coverage to find the right fit.

Marketplace Plans

ACA · Subsidies · Family Coverage

Get covered through the Health Insurance Marketplace. We help you maximize available subsidies and choose the right metal tier for your family and budget.

Off-Marketplace

Direct · Short-Term · High Income

Need coverage outside open enrollment, or earn too much for subsidies? We can place you directly with carriers in plans that fit your situation.

MORE FROM JIM

One agent, more coverage.

Health insurance is our focus, but Jim can also help you with Home, Auto, and Life insurance from trusted Michigan carriers.

• KEY ENROLLMENT PERIODS

Timing matters. Miss the window, miss your chance.

Most health plan changes can only be made during specific windows. Mark your calendar and start the conversation early.

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Medicare Annual Enrollment (AEP)

October 15, 2026 - December 7, 2026

Switch, join, or drop Medicare Advantage and Part D plans. Changes take effect January 1.
 

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ACA Open Enrollment

November 1, 2026 - January 15, 2027

Enroll in or change a Marketplace health plan for the coming year.

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Special Enrollment Periods

Year-round (qualifying events)

Lost coverage, moved, married, had a baby, or aging into Medicare? You may qualify for a 60-day SEP.

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Initial Medicare Enrollment

3 months before to 3 after 65th birthday

Your first chance to enroll in Medicare. Missing it can mean lifelong premium penalties.

15+ Years

Of Experience

• WHY WORK WITH JIM

A health insurance agent who actually listens.

Insurance jargon, plan documents, and changing rules can feel like a second job. Jim's been helping Michigan families and retirees navigate health coverage for 15+ years, and he keeps it simple.

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Independent and broad

Not tied to one carrier. We compare multiple insurance company's plans across Medicare, ACA, and direct plans.

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Yearly plan reviews

It's very important to ensure your plan still meets your needs. Contact Jim to schedule your annual review.

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Real human support

When you have a question or need assistance with your plan, you call Jim.

HOW IT WORKS

From confusion to coverage in three steps.

01

Tell us about your needs

Share your situation, doctors, prescriptions, and budget. Takes about 15 minutes by phone or video.

02

We compare your options

Jim reviews plans across multiple carriers. and brings back the best matches for your needs and budget.

03

Enroll with confidence

We handle the paperwork together. Jim remains your contact for renewals, questions, and changes.

• FROM THE BLOG

Health insurance, explained without the jargon.

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I would highly recommend Jim. He is very knowledgeable, professional, and friendly. He made getting our health insurance a very easy process and at a super affordable rate!

Holly S.

Grosse Pointe · Health Insurance Client Since 2025

• FREE PLAN REVIEW

Let's find you the right coverage.

Fill out the form and Jim will reach out within one business day. Takes about 15 minutes to review your options together — no pressure, no obligation.

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    No spam or unwanted sales calls
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    Response within one business day
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    Consultation with a licensed Michigan agent
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    Your information stays confidential

Prefer to call?

(586) 206-3984 · Mon–Fri, 9am–6pm ET

jim@chansurance.com